Retail Insurance

Retail Insurance is something that many business owners have to consider when running a store,

whether it be a chain of high street stores, a pop-up shop or a local business. In the UK retail industry, some unique challenges and risks require specific insurance cover. For fashion retailers, for example, insuring against theft and damage to goods is essential. The same applies to luxury watch and jewellery sellers; these types of items require additional cover for their cost value as well as theft prevention measures. For bakery businesses, the need for product liability insurance is paramount; this type of insurance protects against any illnesses or injuries caused by consuming the food sold in the store.

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When selecting retail insurance policies it is important to look at what covers are available and decide on which ones are necessary. Common policies include public liability, employer’s liability and property damage but there may be more specialised covers depending on the type of products sold in store. Additionally, other covers such as accidental damage and loss or destruction of stock should also be taken into consideration when looking at the right policy for you. Working with an experienced broker can help you identify all the necessary covers and find the most suitable package for your business needs.

Retail Insurance